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Team Mac Loans

WE’RE READY TO HELP – WHEREVER YOU ARE IN THE HOME LOAN PROCESS

Deb.McElveny

Debra McElveny

SENIOR MORTGAGE BANKER
Team Mac Loans NMLS 104467
C: 360.907.0335
debram@go-summit.com

Summit Mortgage Corporation | NMLS 3236

Meet Debra McElveny

Debra McElveny is a native Washingtonian. She graduated from Battle Ground High School in Southwest Washington and then studied travel and tourism at Canada College in San Mateo, California. Deb has been with Summit Mortgage Corporation since 2008. She enjoys working with first-time home buyers and a wide range of clients with a variety of homeownership goals. Deb enjoys spending time with her high school sweetheart husband and their family. She is actively involved in her community.


Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington, California or Idaho?
Look no further. We have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs we specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today with Debra or Zack!

Team

Rami Ballweber
Senior Loan Processing Lead
O: 360.567.2330 | F: 360.567.2331
ramib@go-summit.com

Andrew Lamont, NMLS 7847
Licensed Transaction Coordinator
O: 360.567.2322 | C: 503.348.9844
andrewl@go-summit.com

Testimonials

I was extremely satisfied. I was walked through this mortgage transaction by Debra McElveny who so patiently explained everything to me as we went. I couldn’t have had any better service. Summit [Mortgage Corporation] is A+

– Janice Z.

Debra McElveny is a wonderful person to have as a lender. She is very knowledgeable and very helpful person to work with. Thank you.

– Siew T.

Deb made it so easy to refinance and explained the process thoroughly.

– Robert & Janine T.

Blog Feed

Say Goodbye To Student Loan Debt With A Cash-Out Refi

If you have student loan debt, its important to start planning now for how you will resume payments. An option to keep in mind is the Student Loan Cash-Out Refinance option. This type of mortgage refinance allows homeowners to use their home equity to pay off student loans. To be eligible, borrowers must have sufficient […]

How DSCR Loans Open Doors To Real Estate Financing

Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations or complex income sources. One category of Non-QM loans which is attractive to […]

Prepaids Closing Costs: All You Need To Know

When you’re buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing on your home is your prepaids. These are funds collected in advance to cover the expenses […]

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